Updated as of February 2024

GENERAL STATEMENT OF PRIVACY

MyPath respects the privacy of its clients and of those who visit  the www.MyPathUS.org website at www.MyPathUs.org (including any subpages or mobile versions thereof) Site (“Site(s)”) owned and operated by MyPath. This Privacy Policy (“Privacy Policy” or “Policy”) describes how MyPath protects the privacy and security of personal information (“Personal Information”) of users of this Site.

ACCEPTANCE OF PRIVACY POLICY

By using this Site, you signify your acceptance of this Privacy Policy. Your continued use of the Site means you consent to the terms of this Privacy Policy.

This Policy is incorporated into our MyPath Money Terms of Use  and may include terms that are defined in our other additional agreements. In the event of a conflict between this Policy and terms in the additional agreements, the additional agreement will control.  You may arrive at a third-party site or service when using our Site, in which case this Policy does not apply. Please review the policies of any third party to learn how they may treat your Personal Information.

UPDATES

This Policy may change from time to time. We will post the most current version of this Policy on our Site with the effective date.

HOW WE COLLECT AND USE INFORMATION:

This Privacy Policy covers how MyPath treats personal information that you submit to us and information is collected through your use of this Site. Personal information is information may include your name, address, e-mail address, payment information, phone number, and any information that identifies you as an individual or relates to an individual linked to such identifying information.

When You Provide Us Information

Except as described in this Privacy Policy, MyPath only collects your Personal Information through this Site when you choose to provide such information, such as when you use the “Contact Us” feature, make a Donation, provide a Testimonial or submit applications related to MyPath’s programs and services.  For example, if you fill out the form for our updates or more information, MyPath will collect such information.

Automatically Collected Information

MyPath collects aggregate queries for internal reporting and may also count, track, and/or aggregate visitors’ activity into MyPath’s analysis of general traffic-flow at the Site. To these ends, MyPath may merge information about you into aggregated group data. In some cases, MyPath may remove personal identifiers from Personal Information and maintain it in aggregate form that may later be combined with other information to generate anonymous, aggregated statistical information. Such anonymous, group data may be shared on an aggregated basis with MyPath’s affiliates, business partners, service providers and/or vendors; if it does so, MyPath will not disclose your individual identity.

An Internet Protocol (“IP”) address is a number that automatically identifies the computer/machine you have used to access the Internet. The IP address enables our server to send you the web pages that you want to visit, and it may disclose the server owned by your Internet Service Provider. MyPath may use IP addresses to conduct Site analyses and performance reviews and to administer the Site.

Cookies are pieces of information that a Site transfers to a user’s computer for purposes of storing information about a user’s preferences. Cookies in and of themselves do not personally identify users, although they do identify a user’s computer. Many Sites use cookies as a standard practice to provide useful features when a user visits the Site and most web browsers are set up to accept cookies. MyPath uses cookies to improve your online experience when visiting the Site. You can set your browser to refuse cookies, but some portions of the Site may not work properly if you refuse cookies. Some of the Site’s web pages may use web beacons in conjunction with cookies to compile aggregate statistics about Site usage. A web beacon is an electronic image (also referred to as an “action tag,” “single-pixel,” or “clear GIF”) that is commonly used to track the traffic patterns of users from one web page to another in order to maximize web traffic flow and to otherwise analyze the effectiveness of Sites. Some web beacons may be unusable if you elect to reject their associated cookies. We may also use clear GIFs (or similar technology) in our e-mail communications to document who has opened or responded to our communications.

HOW WE USE YOUR INFORMATION

We may use your Personal Information for the following general purposes: to provide, administer and improve our services, (ii) to better understand your needs and interests, (iii) to fulfill requests you may make, (iv) to personalize your experience, (v) to provide program and service announcements, (vi) to provide you with further information and offers from MyPath and our affiliates, (vii) apply for financial grants, receiving donation and reporting to current and prospective donors, or (viii)to protect, investigate and deter against fraudulent, harmful, unauthorized or illegal activity.

Donations

If you donate money to use from our Site, we request that you provide your name, email address, billing address, credit card information, telephone number and other information necessary to complete the transaction. We do not collect or store your full credit card information (although we may store the last four digits for verification purposes). The service provider who manages our donations (or credit card processing service provider) may collect and store full payment card information from you to process your donations.

Testimonials

We display personal testimonials from participants in our programs, in addition to other endorsements. With your consent we may post your testimonial along with your name and image. If you wish to update or delete your testimonial, please contact us at [email protected]. If you provide us with comments or feedback we may collect your name and e-mail address, as well as any other content included in the e-mail to send you a reply and improve our service.

Demographic Information

MyPath recognizes that certain User Information of a key demographic nature (e.g., race, age, gender, national origin, income), while not Personal Information, is still of a sensitive nature to users. As a general matter, MyPath does not collect such information about you through the Site. However, in recognition of the sensitive nature of such information, in the event MyPath comes into possession of such information, whether through your voluntary submission of such information in response to a special feature on the Site or by receiving such information from any of our business partners, such information shall, when coupled with any of your Personal Information, itself be deemed to be Personal Information and treated MyPath as such.

HOW WE SHARE YOUR INFORMATION

Third party sites and services

MyPath may share your Personal Information under confidentiality agreements with other companies or organizations that work with, or on behalf of, MyPath to provide products and services. These companies may use your Personal Information to assist MyPath in its operations. These companies or organizations do not, however, have any independent right to share this information. You will always have the ability to opt out from receiving information from MyPath as well as from said third parties.

Social Media Widgets

Our Site may include social media features, such as the Facebook “like” button and widgets, such as the “share this” button. These features may collect your Personal Information and track your use of the Site. These social media features are either hosted by a third party or hosted directly on our Site. Your interactions with these features are governed by the Privacy Policy of the company providing such functionality.

Disclosures Under Special Circumstances

MyPath may provide information about you to respond to subpoenas, court orders, legal process or governmental regulations, or to establish or exercise our legal rights or defend against legal claims. We believe it is necessary to share information in order to investigate, prevent or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, or as otherwise required by law.

Business Transfers

If another organization acquires our organization or our assets, that organization will thereafter possess the personal information collected by us, and will assume the rights and obligations regarding your personal information as described in this Privacy Policy.

HOW WE SECURE PERSONAL INFORMATION

MyPath understands that storing our data in a secure manner is essential. MyPath stores Personal Information and other data using reasonable physical, technical and administrative safeguards to secure data against foreseeable risks, such as unauthorized use, access, disclosure, destruction or modification. Please note, however, that while MyPath has endeavored to create a secure and reliable Site for users, the confidentiality of any communication or material transmitted to/from this Site or via e-mail cannot be guaranteed.

CHILDREN’s PRIVACY PROTECTION

Under Age 13

MyPath understands the importance of protecting children’s privacy in the interactive online world. This Site is not designed for, or intentionally targeted at, children 13 years of age or younger. It is not our policy to intentionally collect or maintain information about anyone under the age of 13. No one under the age of 13 should submit any Personal Information to MyPath and/or the Site.

Under Age 18

Minors under 18 years of age may have the Personal Information that they have provided to MyPath while using this Site deleted by sending an e-mail to [email protected] requesting deletion. Please note that, while we make reasonable efforts to comply with such requests, deletion of your Personal Information does not ensure complete and comprehensive removal of that data from all systems.

RESPONSE TO “DO NOT TRACK” SIGNALS

Some Internet browsers include the ability to transmit “Do Not Track” signals. Since uniform standards for “Do Not Track” signals have not yet been adopted, MyPath does not process or respond to “Do Not Track” signals

HOW TO CONTACT US: OPT-OUT, C

MyPath (“MyPath,” “our,” “us,” or “we”) is committed to protecting the privacy of our clients, as well as that of any visitors (“you”) to our website at  https://mymoney.mypathus.org (the “MyPath MyMoney Website” or “Site”).  We want you to understand how we collect and use information from the MyPath Website, including any services offered and/or rendered through the MyPath MyMoney Website (the “Services”), so you can interact with us with confidence.

By using the MyPath Website or Services, you accept and agree to the practices set forth in this Privacy Policy (“Privacy Policy” or “Policy”).  Your continued use of the MyPath Website means you consent to the terms of the Policy.

We may update or revise the terms of the Policy from time to time, with the most current version available at mypathus.org/privacy-policy.

What Information Do We Collect?

When you use our Services, we may collect, store, and process various kinds of data, including Personal Information about you.  “Personal Information” refers to information about you that can be used to identify you, such as your name, address, telephone number, e-mail address, credit card information, or transaction information.  Specifically, we may collect, store, or process information when you:

We may also collect details of your visit to our Site and the pages you access, including, but not limited to, traffic data, location data, weblogs and other communication data, including your IP address, browser type, the date and time you accessed or left the Site, and which pages you viewed.  Some parts of our Site use cookies and other technologies to collect this information about your general internet usage.  See the section below called “How We Use Tracking Technologies” to learn more.

Why We Collect Information

We use your information for the following purposes:

How We Use Tracking Technologies

We use cookies (small text files stored in your browser) and other techniques such as web beacons (small, clear picture files used to follow your online activities) (“Tracking Technologies”). Tracking Technologies collect information that tells us how you use our Site, web-related products and Services. The use of Tracking Technologies does not give us access to the rest of your computer.

This, in turn, helps us make our Services relevant to your interests and needs.  We use a number of different Tracking Technologies, including functional, performance, advertising, and social media or content cookies.  Please see our Cookie Policy for more detail.

Choices About How We Use and Disclose Your Information

We strive to provide you with choices regarding the personal information you provide to us. We have created mechanisms to provide you with the following control over your information:

Communications

You may voluntarily sign up for periodic communications from us or a third-party affiliate.  We may send you promotional communications via email, including, but not limited to, newsletters, special offers, surveys and other news and information we think will be of interest to you. You may opt out of receiving these promotional emails at any time by following the unsubscribe instructions provided therein.

“Do Not Track” Requests

Our Site currently does not respond to “do not track” requests or similar signals.

How Do We Share Your Personal Information?

We may disclose your Personal Information as follows:

If you participate in our mentorship program, your mentor may have access to limited personal information about you to provide the mentorship services.  Our mentors are subject to confidentiality and security obligations.

We may also share de-identified and/or aggregated information with our funders to demonstrate MyPath analytics.

How Do We Protect Your Information?

To protect your Personal Information, we take commercially reasonable precautions and follow industry best practices to make sure it is not inappropriately lost, misused, accessed, disclosed, altered, or destroyed. However, no data protection procedures are entirely infallible.  As a result, while we strive to protect your Personal Information, we cannot guarantee that it will be 100% secure. Your transmission of your information to our Site thus is done entirely at your own risk.

Third-Party Websites and Social Media

Our Site may contain links to other sites, including those of third parties or partners.  While we seek to link only to sites that share our high standards and respect for privacy, we cannot be responsible for the privacy practices other websites use.  By accessing other third-party websites or applications through our Site, you are consenting to the terms and privacy policies of those websites.  It is possible that other parties may collect personally identifiable information about your online activities over time and across different websites when you use our Site.

Our Site may include social media features, such as Facebook “Likes” or “Recommend” buttons, Pinterest, Twitter, Tumblr, and YouTube.  These social media features may require cookies to be set to function properly.  These features may also collect Personal Information such as your IP address.  These features are governed by the Privacy Policy of the social media platform.  Please review the Privacy Policy of the social media platforms to learn how they protect your information.

International Visitors

The MyPath Website is hosted and operated in the United States (“US”).  By using the Site, you are consenting to the transfer of your personal information to the US.  If you are accessing our Site from outside the US, please be advised that US laws may not offer the same privacy protections as the laws of your jurisdiction.

California Visitors

California’s “Shine the Light” law (Cal Civ. Code § 1798.83) permits users of the MyPath Website that are California residents to request certain information regarding our disclosure of personal information to third parties for their direct marketing purposes. To make such a request, please send an email to [email protected].

Children

Our Services are not intended for anyone under 13 years of age.  We do not knowingly collect personal information from anyone under 13.  If you are under 13, please do not use the MyPath Website or provide any Personal Information in connection with Services, including your name, address, telephone number, e-mail address, and any screen name or username you may use.  If we learn we have collected or received Personal Information from anyone under 13 without verification of parental consent, we will automatically delete all such information.  If you believe we may have collected information from or about an individual under 13 without verifiable parental consent, please contact us at [email protected].

Review and Correction of Your Information

You may request a copy of any information we have collected about you at any time by contacting us at the address listed at the end of this privacy policy.  If your information has been shared with a third party, as described elsewhere in this Privacy Policy, then that third party has received its own copy of your data.  If you have been contacted by one of these third parties and wish to correct or delete your information, please contact them directly.

Privacy Policy Updates

We update this Privacy Policy from time to time, so please review it regularly, with the most current version always available at mypathus.org/privacy-policy.   If we materially change the terms of this Policy, we will notify you of such changes by e-mail if you registered or otherwise provided an e-mail address to receive such notices.  Your continued use of the MyPath Website shall constitute your consent to any revised or updated terms of the Policy.  If you do not agree with the changes, then you should stop using the Site and notify us that you do not want your information used in accordance with the changes.

Contacting Us

You may review and request changes to your Personal Information that MyPath has collected, including the removal of your Personal Information from MyPath’s databases, and—to the extent such information is shared—opt out of sharing your information with third parties for marketing or other commercial purposes, as well as additional communication from MyPath, either by submitting a request via email to [email protected] or by writing to:

MyPath
2430 Mission Street
San Francisco, CA 94110

Finally, we welcome any other questions, comments, or concerns you may have regarding this Privacy Policy.  Please do not hesitate to contact us via email or by writing to the address shown above.

CORRECTING, UPDATING OR DELETING INFORMATION

You may, to the extent such information is shared, opt out of sharing your information with third parties for marketing or other commercial purposes, as well as opt out of additional communication from us by contacting us at [email protected]. or at our mailing address.

You may review and request changes to your Personal Information that MyPath has collected, including the removal of your Personal Information  from MyPath’s databases in order to prevent receipt of future communications or to halt receipt of our Site services, using the following options:

You can send your request via e-mail to: [email protected]

You can mail your request to the following postal address:

MyPath
2430 Mission Street
San Francisco, CA 94110

QUESTIONS?

If you have any questions about this Privacy Policy or about MyPath’s handling of your information, please contact [email protected].